Insurance / P&C Insurance Tech
Best Full-Stack Insurtech Carriers — Commercial Lines P&C Companies
What is Full-Stack Insurtech Carriers — Commercial Lines P&C?
The full-stack insurtech carriers — commercial lines property & casualty market comprises insurtech carriers that underwrite commercial property & casualty (P&C) insurance. These lines of business may include (but are not limited to) cyber, errors & omissions, general liability, property, and workers’ compensation. As with established carriers, insurtech carriers will typically also be licensed by respective authorities and undergo review by rating agencies. Many of these carriers focus on small & mid-size businesses (SMBs) and offer risk management services with the policies.
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Top Full-Stack Insurtech Carriers — Commercial Lines P&C Companies

Coalition provides active insurance focused on cyber risk management and digital security within the insurance industry. The company offers cyber insurance coverage, monitoring services, and incident response assistance to protect businesses from cyber threats. Coalition's services are targeted towards various sectors that require cybersecurity measures and insurance solutions. It was founded in 2017 and is based in San Francisco, California.
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Next Insurance focuses on providing insurance services, specifically tailored to the needs of small businesses. The company offers a range of insurance products, including general liability insurance, workers’ compensation insurance, professional liability insurance, commercial auto insurance, and commercial property insurance, among others. The company primarily serves sectors such as retail, food and beverage, construction, consulting, education, entertainment, fitness, financial services, real estate, and more. It was founded in 2016 and is based in Palo Alto, California.
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Cowbell Cyber specializes in providing cyber insurance solutions within the insurance industry. The company offers cyber coverage tailored to small and medium-sized enterprises (SMEs), utilizing artificial intelligence for continuous risk assessment and underwriting. Cowbell Cyber's products are designed to assist businesses in managing cyber risks through a closed-loop approach, including risk prevention, mitigation, and incident response services. It was founded in 2019 and is based in Pleasanton, California.
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At-Bay provides cyber insurance and cybersecurity technology solutions within the insurance industry. The company offers insurance products including cyber, tech errors and omissions (E&O), and miscellaneous professional liability (MPL), as well as cybersecurity advisory services, managed detection and response, and response and recovery services. At-Bay serves businesses seeking coverage against digital risks. At-Bay was formerly known as CyberJack. It was founded in 2016 and is based in San Francisco, California.
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Descartes Underwriting specializes in parametric insurance within the insurance industry, focusing on climate and emerging risks. The company offers transparent, swift-claim parametric insurance products that are designed to protect against natural catastrophes and weather-related risks, utilizing advanced data analytics and technology. Descartes primarily serves corporate clients and governments, providing bespoke insurance solutions that enhance resilience against climate-related and other emerging risks. It was founded in 2018 and is based in Paris, France.
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Pie Insurance operates a platform for workers' compensation insurance. It matches price with risk across a broad spectrum of small business types that offer sustainable insurance to small business owners. The company was founded in 2017 and is based in Washington, DC.
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What is Full-Stack Insurtech Carriers — Commercial Lines P&C?
The full-stack insurtech carriers — commercial lines property & casualty market comprises insurtech carriers that underwrite commercial property & casualty (P&C) insurance. These lines of business may include (but are not limited to) cyber, errors & omissions, general liability, property, and workers’ compensation. As with established carriers, insurtech carriers will typically also be licensed by respective authorities and undergo review by rating agencies. Many of these carriers focus on small & mid-size businesses (SMBs) and offer risk management services with the policies.
Expert Collections
Market Map
Similar Markets
Do you compete within Full-Stack Insurtech Carriers — Commercial Lines P&C?
Reach more buyers.
Your future customers are researching their next tech solution on CB Insights. Make sure they can find you.